What is one difference between fixed-rate mortgages and variable-rate mortgages?
A. Variable-rate mortgages usually start at higher interest rates than fixed-rate mortgages.
B. Variable-rate mortgages usually start at lower interest rates than fixed-rate mortgages.
C. Interest rates remain lower on variable-rate mortgages than on fixed-rate mortgages throughout the term of the loan.
D. Both A and C.